Using the "I" Statment

I think one of the most important lessons i have learned during my Master's studies was the "I" Statement. It took a while getting used to but today it's a natural thing to do.
Often we want to express our feelings to our husband (or any family member) and we state it as a fact that is really just our subjective viewpoint. It can alienate people from us because their experience may not be the same as ours.

For example: If I say: it's impossible living in this house, you are not helping me at all!!!

Your husband may not have such a dim view of the house and may feel quite offended that you made such a statement.
I can promise you that such a situation will most likely lead to a disconnection and distancing between you and your husband as it creates a win/lose dynamic. Someone must be 'right' if the views are portrayed as facts. Therefore... someone must be wrong, and... girls you know most of the time... it ain't gonna be you.
If, instead I were to use 'I' statements, I could say it this way:

I find it really difficult living in this house, I think that It would be nice if you would help a little more and our house would feel warmer and nicer to live in.

In using the 'I'-statement, you are not alienating your husband, nor introducing an interpersonal conflict to the already difficult situation. I am accepting ownership of my experience and acknowledging that it may not be one that is shared by him.

Using an 'I' statement acknowledges that the viewpoint is our own and not necessarily a fact about the situation. Nobody can take away what you are feeling, but you can say it in a way that is constructive, and you will be able to get what you want out of it. You do not want to offend, you want to get something positive out of it... after all you do need help.